In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), ESB Financial is required to maintain and, upon request, provide a complete CRA Public File. The CRA Public File includes information about the Bank’s branch and ATM locations, our products and services, regulatory performance evaluation of our record of meeting community credit needs, and other information. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click the links listed below.
Questions or comments about this information or regarding our CRA performance in helping to meet community credit needs may be addressed to:
Eric A. Porter, Vice President
P.O. Box 807
Emporia, KS 66801
You can also direct e-mails to [email protected]
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CRA Performance Evaluation
CRA 2024 Performance Evaluation
List of Services
Fee Schedule...coming soon
Loan to Deposit Ratios
CRA Branch Listing
ESB Branch Locations and Hours
Assessment Area Maps
Branches
Public Comments and Responses
None
HMDA Disclosures
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information visit the Consumer Financial Protection Bureau’s Web site (ffiec.cfpb.gov/data-publication/disclosure-reports).
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